70%
2002
Built by people who once lived unprotected who now show others how to stop living that way.
Proof That Planning Works When It Matters Most
Real Planning Starts With What Truly Matters to You
We Don’t Just Give Advice. We Understand First. Then We Clarify. Then We Guide.
Human Truth
We respect your story, not just your numbers. Every plan starts with who you are.
Radical Clarity
We make complexity simple so you can make decisions with confidence, not confusion.
Calm in Uncertainty
Life is unpredictable. We’re here to help you stay grounded when it matters most.
Real Expertise
We don’t guess. We study, question, and apply what works for your life.
You’ll Know What
It Feels Different When Someone Actually Cares
Patricia Andrade
Licensed Financial and Life Insurance Planner, recognized by the United States Department of Financial Services.
Patricia brings more than credentials. She brings care.
With two decades of experience in the financial markets and a mission rooted in trust, she helps you make decisions that go beyond the numbers.
She doesn’t just plan your future.
She protects what truly matters today.
One Conversation Can Change the Way You Plan Your Life
Hear Directly
From Finovate Experts
Answers You’ve Probably Searched for Before
Answers That Should Be Easier to Find
What’s the best type of life insurance for me?
The right answer depends on you. Your family, your life stage, your plans. When in doubt about coverage or values, it’s worth talking to someone who understands. We help you simulate scenarios, understand the options, and most importantly, get out of uncertainty. Because not deciding is already a decision, and it can cost you a lot down the road.
Is life insurance only for when someone dies?
No. That’s the old view. Today, the smartest strategies use insurance mainly to protect your income while you’re alive, cover serious illnesses, take care of retirement, and preserve what you’ve built. It’s more about living with peace of mind than dying with compensation.
How much does life insurance cost?
Less than most people think. It depends on your age, health, lifestyle, and the plan you choose. But just to give you an idea, you can protect up to 1 million dollars for less than $20 a month. Most families don’t even know this is possible. That’s why you shouldn’t put it off. You need to understand your real options now.
Can I use life insurance for my retirement?
Yes. There are formats that build value over time, grow safely, and offer tax benefits. You can use that value as a strategic reserve, future income, or even for specific withdrawals. The key is finding the structure that fits you so you can live in peace without financial worry down the line.
Is there life insurance that protects my children’s education?
Yes. And this may be one of the greatest acts of love you’ll ever make. With the right strategy, you make sure their education is protected, no scholarships needed, no risks, and no financial shocks in the future. It works like a safe fund that grows with your child and guarantees the dream doesn’t stop if something happens.
Can I talk to a real person?
Yes. Here, every conversation starts with Patricia or someone from her team. Real people who truly listen, with no scripts and no rush. The decision is yours. But clarity starts with a good conversation.